How I Can Help You
Ramilo is a dedicated member of the Pence Investment Team, where he focuses on client interface and investment research. Since joining the financial services industry in 2014, he has built a reputation for being detail-oriented, responsive, and deeply committed to helping clients and advisors navigate the complexities of investing. At Pence, Ramilo plays a key role in supporting advisor communications, conducting research, and ensuring that clients receive timely and accurate information to guide their financial decisions. His ability to translate data into meaningful insights makes him a valuable resource for both the team and the clients they serve.

What Makes Me Knowledgeable
Ramilo is a Registered Administrative Associate with LPL Financial and holds FINRA Series 7 and 66 registrations, reflecting his strong grasp of industry regulations and investment principles. His years of experience in financial services have equipped him with a broad understanding of market dynamics, portfolio management, and client service. He is known for his analytical mindset and his ability to stay ahead of market trends, always seeking ways to improve processes and enhance the client experience.

His commitment to professional growth and excellence is evident in the way he approaches every task—with precision, care, and a deep understanding of the financial landscape. Whether he’s supporting advisors, conducting research, or helping clients understand their portfolios, Ramilo brings a thoughtful and strategic approach to everything he does.

Getting to Know Me
Outside of the office, Ramilo is a passionate sports fan with deep loyalty to his hometown teams—the San Francisco 49ers and the San Francisco Giants. He brings the same enthusiasm and team spirit to his work that he does to game day, always ready to collaborate, support, and celebrate wins with his colleagues. His approachable nature, combined with his strong work ethic, makes him a valued member of the Pence team.

Ramilo enjoys staying active, exploring new ideas, and connecting with people. His blend of professional expertise, personal warmth, and Bay Area pride makes him not only a skilled financial professional but also someone clients and colleagues genuinely enjoy working with.